Originally Posted by
BDP
If you have health insurance, you are dependent on other people to take care of your needs. That's exactly what health insurance does. When you buy health insurance you are pooling your money, mitigating your risk, and leveraging your negotiating power by joining a large number of people whose health care is effectively dependent on each others. Health insurance would not work or even exist if it was required for everyone to pay their own health costs and be "self reliant". Those are completely opposite and mutually exclusive options. The availability, cost, and level of health insurance is completely dependent on the number of people who participate and, effectively, those who don't make claims pay for those who do. If the government regulates or provides its own health insurance option, that does not change. All it means is that more people will be insured and maybe, just maybe, health costs per insured individual will only go up 20% year-to-year, instead of the 30% increases with the current system.
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