Health insurance info

[bombermwc]

Coming from 10 years in medical billing, i'll pass this on.....HIPAA is to protect your privacy. You're free to share whatever information you want, however you want, with whomever you want. It's in place to keep anyone that's providing you with care, from telling anyone else about it.....that's the Accountability part (first A). While that "A" gets the most attention, it's only part of the legislation. HIPAA-HITECH has even more regulation to ensure that the data is protected.

As someone else said, it doesn't make it advisable. Advertising that information is not smart. Why? Because it could be used by someone else to commit insurance fraud. If anyone besides the person covered by the plan makes use of the plan for any reason, it's fraud. What you would be doing, is putting private information out in a public way. What you would need to examine is if your agreement with your provider has any clause about releasing that information. You could potentially violate the agreement and they could potentially nullify your coverage. And you might find it difficult to then get new coverage because of that (or would be charged a higher premium for it because they would say they need to cover their liability for fraud potential on your account based on your previous behavior). While someone else might be the one committing the fraud, you could be held liable for posting it publically and making it freely available for others to use. In a court setting it could be said that you were an accomplice to the fraud...which has GRAVE penalties!

So best practice, keep it in your wallet.

[FromTtown]

So ObamaCare says I must have coverage but the insurance company can still deny it even though they are not supposed to.

[Wheres_my_shirt]

I feel like you have no idea what you're doing, talking about or any sense of how things in the world work.

Either that or I didn't know they gave health insurance to the troll species

[FromTtown]

I'm going to call BCBS and see what they have to say. Cat's out of the bag at this point

[MWCGuy]

What a bunch of worrywarts

FromTtown

Your choice... When I see somebody about to do something that could do great harm to themselves I am going to speak up.

Ex: Careful, that stove is hot.

I am going to give you a heads up and maybe another option to remedy the problem or perform the task. If you choose to go forth and touch the hot stove, that's your prerogative. There are many people who spend years cleaning up their credit reports thanks to people that just happen to get a hold of all the right personal information. If you want those kind of problems by all means don't let me stop you.

[trousers]

So ObamaCare says I must have coverage but the insurance company can still deny it even though they are not supposed to.

I posted my health insurance card on Facebook.
Thanks Obama

[kevinpate]

Is it illegal to post my health insurance information online such as acct # and group ID etc? And by online I mean facebook and such. I uh, need to make sure a bunch of people can access it.

Perhaps a lovely tattoo?

[Urbanized]

Is this real life?

[jerrywall]

Is this just fantasy?

[gjl]

Caught in a landslide,
No escape from reality.

[trousers]

Open your eyes.

[Dennis Heaton]

[Urbanized]

Look up to the skies and see

[bombermwc]

Your choice... When I see somebody about to do something that could do great harm to themselves I am going to speak up.

Ex: Careful, that stove is hot.

I am going to give you a heads up and maybe another option to remedy the problem or perform the task. If you choose to go forth and touch the hot stove, that's your prerogative. There are many people who spend years cleaning up their credit reports thanks to people that just happen to get a hold of all the right personal information. If you want those kind of problems by all means don't let me stop you.

I would agree that it's not necessarily the best choice to call BCBS and point it out to them. Although I would venture to say that the call center folks won't know the answer to this question anyway and would have to forward it on for research.

But I do feel like I should point out that it has nothing to do with your credit. Insurance doesn't work that way, and actually you're MORE protected with insurance because ANY use from anyone besides yourself if fraud, and that's a federal offense. The question is, whether you become liable for knowingly and freely posting the information that made it possible....and that's where the fine print with the BCBS agreement comes in. It's actually very easy for the insurance company to just say it's fraud and not pay anything on those claims. That cost is then pushed down to the provider that rendered the services. They actually become responsible for part of the litigation for not confirming the identity of the person before accepting the insurance. That provider could be swept up in the lawsuit (rightfully so).

As we all said, the best thing to do here....not post it. But it sounds as though its too late.

[Urbanized]

Way to take the thread off-topic.

[bombermwc]

How is that off topic? It's all part and parcel of the same base question.

[Urbanized]

I'm just a poor boy

[HangryHippo]

I need no sympathy

[kevinpate]

Because I'm easy come, easy go

[Martin]

little high -M

[trousers]

little low

[Jeepnokc]

Anyway the wind blows doesn't really matter to me, to me.

[HangryHippo]

Mamaaaa...

[Bellaboo]

Wtf ?

[TheTravellers]

Galileo, Galileo, Figaro....