As an AAA member, I'm considering at least asking one of their insurance agents to give me a quote on the whole ball of wax - house and auto. I'm curious what kinds of *claims* experience people can report with AAA - home OR auto.

I am a long-time customer of a big agency, and their service has been adequate, but I fear I'm paying a "premium" for not tossing it out to some competition. That said, I've had one big claim a couple of years ago, and they handled it well, so I realize premiums are only part of the equation. Just looking for any real-world experience.