We have Progressive insurance. A few months ago we did the "Snapshot " device on one of our cars. It saved us $90 every six (about 30%) on that car so we're doing on two of the other cars now. They say they analyze a number of factors but the one they show you is "Hard Brakes" so you try to avoid them. Well, this makes for a decision every time a green light turns yellow right at that "do I stop or get on it a little and go". Today on the way home from church on the north Kilpatrick access road I had that choice and went through the light. I turned red just as or a hair before we got there. Maybe a bit more than a hair. Then I saw the M/C cop on the cross street watch me run the red light. His head followed us as we passed. He pulled in our lane and followed us for a couple miles but didn't stop me. He had an easy, slam dunk ticket and passed it up. Thank you!