Under current development standards on the fringe, they actually can't afford it. *WE* can afford it for them. That's the part being missed in this discussion. Just because a person buys a $350k house on 175th/MacArthur does not mean that the house cost $350k. It cost a lot more than that in "planning" developments, paving and maintaing streets, running and maintaining utilities/electric/gas, land usage, environmental stress, increased inefficiency of decentralized amenities and civil services, etc.
Sprawl is based far more in government subsidy than it is in the free market.
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