Here's a question: Young, healthy, unmarried woman of average intelligence who does not abuse drugs or alcohol from a middle class family finishes high school but rather than go to college, takes a low wage job and has three children before she is 24 with 2-3 different dads she has no plan to marry. Her siblings stayed in school, married before having babies, and are all doing well.

Did she choose to be poor or did she just make bad choices? And does it matter? How do you compare her situation with a new immigrant or someone who is disabled or has a drug/alcohol problem?