Wondering your thoughts and options about roadside assistance.

In the past I've always carried roadside assistance through my car insurance provider (previously Geico & now Liberty Mutual), and via my cell phone provider, Sprint.

We drive to go snow skiing over the winter and my work often has me driving all over the state - plus my wife often drives to her relatives who live in more rural areas - so, I've always liked the piece of mind of coverage.

With the bad winter weather I called to make sure my coverages were up-to-date. Come to find out Sprint dropped roadside assistance awhile back, but I was still covered through Liberty Mutual for only $9/yr.

I went ahead and added coverage through AAA at considerably more cost (about $170/yr). Mainly because of the added coverage benefits and because it covers the person regardless of whose car you are in.

I actually had a need yesterday when one of my cars would not start. I opted to use my Liberty Mutual coverage and within 20-minutes Roadside Rescue was at my door and jumping my car.

I've used the coverage in the past for tire changes, jumps and a lockout. So I definitely think the low cost service through car insurance or cell providers is worth it.

Any AAA members here, and if so, what are your thoughts - is it worth it?

I know Allstate offers a popular roadside assistance plan too.

Personally, if nothing else, I think most everyone would be wise to purchase a low cost plan through their cell phone or car insurance provider ($20 or considerably less a year).