does anyone have any experience with AAA (as in auto club) auto and/or homeowners insurance. They have been running tv spots for a while so I decided to get a quote. I'm currently with Farmers. . .and they quoted my auto 47% lower and my homeowners 53% lower (946 v 1838). MSN.Money ranks them above Farmers and State Farm but I personally do no know anyone who has coverage by them. Anyone know about them?