I just thought I would let ebryone know what a terrible institution BOA is.

I recently got a car loan at a locally owned bank which would automatically debit my account at BOA for my nomthly payment. The local bank accidentally debited the account 7 days prior to when we had discussed and it caused me to be overdrawn. This was the first time I have ever been overdrawn. When I called the local bank, they immediately returned the debit and apologized for their mistake.

Back at BOA however, things were a little bit different. Even though they knew this was a mistake by another bank and the money was returned the next morning, BOA is till going to charge me 5 $33 fees. That is $165! When i talked to a banker at Bank of America he would see what he could do, but said it was up to the computer.

The computer! Can you belive this! A computer is making decisions for people at bank of America! What a joke.

Just so you know the local bank has offered to pay the fees for me if Bank of America will not refund the charges. I am closing my account at Bank of America and moving to the local bank.

I know I am a small fry, but this is no way to treat people. I suggest that if you have accounts and any of these big national banks, you move to the local banks like NBC Bank, Quail Creek Bank and Kirkpatrick Bank.