Again, it's a choice. Some people may want that, some may want the assurance that comes with an apartment or rental that, if something goes wrong, it's covered. And if it isn't fixed timely, there are remedies for that (depending on the contract). Plus, if it isn't fixed properly, as a homeowner, you still are on the hook, but not if you rent.
It's a give and take, for sure.
And most home appreciation in value, when you take it over that amount of time, and compare it with maintenance costs on your home, it rarely works out as a major positive for the homeowner.
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