I think we will see a recovery kind of like this. Once states start opening up retail and restaurants you will see people immediately going back to work. But, a lot of retailers and restaurants won't survive, so I think it will initially bounce back quick to about 1/3 of the initial drop, and then take a few years to dig out of the remaining hole. Full disclosure, I have no training or education in this field and it is not supported by any data, just my own opinion.