I never understood how grim not having health insurance can be... we've never been self employed before moving to OKC and wow.. what a horrible intro to medical costs.

I really took it for granted having health insurance.

Now, we have a useless policy with a huge deductible that we still pay over $344 a month for strictly for catastropic medical emergencies or hospital stays.

This is what bothers me.... my husband went in for a in-office visit.. he was quoted one price when they thought we had insurance... when we explained that we were self pay essentially, the price changed and lowered quite a bit.

What's up with that? Reaming the insurance companies?

Also, I can't believe what they pay Doctors and what they charge for the simplest things.

My son got 3 stitches last month... the bill? $453 Mercy After Hours... the clerk says, 'it shouldn't be more than $200 " and then the bill arrived - more than doubled what he said.

This last month, we've spent nearly $1,900.00 and we still haven't reached our deductible.

It really stresses me out.